What to do in case of a car accident
Car accidents are stressful events that seem to raise dozens of questions at once: Should I call the police? Should I move my car? Is it safe to drive home? This tip sheet will guide you through the most important decisions you need to make before and after you've been in a collision.
Do a health check
In the event of a car accident, the first you thing you should do is ask if everyone is okay. If anyone seems groggy or unsure of his or her response, call 101. Many injuries can't be seen, and the shock of a car accident can delay symptoms. To ensure the health of everyone involved, it's better to be safe than sorry.
Move to safety
You and your passengers should relocate to the sidewalk or shoulder of the road as soon as possible following an accident. If the damage to your car is minor and the accident is straightforward, you can move the vehicle to the shoulder, as well. But if there are any injuries involved or you have any questions about the safety of driving the car, leave it where it is-even if it's blocking traffic.
Call the Police - and your insurance agent claim department
If there are injuries or the other side is refusing to give out information, calling the police is crucial to get a report on record. You should also call your insurance agent claim department while you're on the scene (if it is during working hours). Plus, your agent can help you get your car towed to a recommended auto repair shop in your area.
Exchange your info
Exchange contact and insurance information with the other driver before you leave. The most important information includes:
Full name , ID number and contact information
Insurance company (copy or take a pic of their insurance documents)
License plate number
Type, color and model of vehicle (you can take a pic of the car registration form)
Location of accident
Full names and phone numbers of any witnesses
Take pictures of the cars & the accident scene.
· Do not sign any document unless it's for the police or your insurance agent.
· If the name on an auto registration is different than the driver, jot down the relationship.
· Be polite, but don't tell anyone the accident was your fault, even if you think it was.
· State only the facts, and limit your discussion of the accident to the police and your insurance agent.